Mortgage 3 yrs after F&F settlement

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Laurajenkinson

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Post by Laurajenkinson » Mon Jul 21, 2014 10:13 pm
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Hi

Has anyone managed to get a mortgage 3 years after completing an IVA through a full and final settlement ?
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Dougie

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Post by Dougie » Mon Jul 21, 2014 10:20 pm
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Did you end early? If not the IVA is on file for 6yrs so mortgage will be tricky until this time is up
IVA Accepted - Sep 2009
F&F Accepted - Oct 2014
CC Received - Jul 2015
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Laurajenkinson

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Post by Laurajenkinson » Mon Jul 21, 2014 10:23 pm
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Yes, 8 months after it started.
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luluj

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Post by luluj » Tue Jul 22, 2014 4:17 am
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Using a broker is your best bet. The forum have two mortgage brokers who have helped many members gain mortgages. I can personally vouch for Ryan at Zebra, whilst others have used Shaun. Contact details for both can be found via this link http://www.iva.co.uk/forum/forum_experts.asp
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Laurajenkinson

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Post by Laurajenkinson » Tue Jul 22, 2014 7:39 am
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Thank you :-)
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Adam Davies

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Post by Adam Davies » Tue Jul 22, 2014 8:45 am
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Hi

The IVA will still be on your credit file but use a good broker, as suggested by Luluj

Good Luck

Regards
Andam Davies
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Ryan

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Post by Ryan » Tue Jul 22, 2014 1:32 pm
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Hi, Yes it is possible, but you will need a fairly large deposit.
You will need to use a broker who specialises in this type of mortgage.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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