final certificate

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paulf

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Post by paulf » Sun Jul 27, 2014 12:25 pm
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I have been informed that my last payment is due Nov 14 and that the house has been excluded from the agreement.can anyone tell me when I apply for/get the final certificate? Any help is appreciated.
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MelanieGiles

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Post by MelanieGiles » Sun Jul 27, 2014 2:39 pm
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You should receive this within two month of the final anniversary of your IVA paul, unless there are grounds which would prevent your IP from finalising matters by that time - such as ongoing PPI investigations, or reworking of dividend payments due to PPI having been set-off.
Regards, Melanie Giles, Insolvency Practitioner
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paulf

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Post by paulf » Sun Jul 27, 2014 4:01 pm
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Thanks Melanie
I have been informed that there are no issues with PPI as we never took it out. Do I have to apply for the CC?
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MelanieGiles

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Post by MelanieGiles » Sun Jul 27, 2014 4:40 pm
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No - it will be forwarded to you with the copy of the IP's final report
Regards, Melanie Giles, Insolvency Practitioner
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Shining

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Post by Shining » Sun Jul 27, 2014 7:13 pm
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Well done for almost being there, hope the remainder runs smoothly for you and that all important certificate is received in a timely fashion.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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