My husband completed his IVA and received his certificate a few weeks back. We have a lot of equity in our house and would like to re-mortgage, when will we be able to do this?
It would be best to wait until the IVA drops off the credit reference agencies files which should be 6 years from the start of the IVA.
We have two brokers on forum, Ryan and Shaun, who have helped quite a few ex-IVA'ers obtain mortgages. Their details can be found under the "Ask a Question" tab ( top left) and scrolling down to the Expert's Details Section.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
