Received certificate September 2013. Looking to remortgage to include secured loan.

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Joanne.60

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Post by Joanne.60 » Mon Aug 18, 2014 5:28 pm
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Hi, finished our joint IVA in 2012, has certificate in Sept 2013, got 999 score on Experian wanted to combine old secured loan with Firstplus with our current mortgage who can we apply to for this re mortgage to bring down our monthly payments?
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Shining

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Post by Shining » Mon Aug 18, 2014 6:27 pm
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Hi, is your credit files all cleared up now with no defaults and no sign of the IVA lurking anywhere?

If so then our mortgage expert forum members namely Ryan and Shaun have helped many posters obtain mortgages post IVA. Good luck.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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luluj

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Post by luluj » Mon Aug 18, 2014 6:50 pm
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Hopefully Ryan and Shaun can advise accordingly - so long as all clear from your records you may be able to do this. Give one or both of them a call.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Ryan

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Post by Ryan » Tue Aug 19, 2014 9:11 am
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Hi Joanne,
I am sure you will be able to sort it. You need an independent mortgage broker who specialisis in people who have been in yopur postition.
I woul bd happy to look in to this in more details for you
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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