Get expert opinion. This is the place for new questions to be posted.
-
Sarah.jg
- Posts: 2
- Joined: Sun Aug 24, 2014 2:14 pm
I am in an IVA finishes July 2016. I had been written to by iva company asking about claiming back ppi to put in my iva. I said no I have no idea if I had ppi. Well I got a letter and a form from Halifax saying my claim company had asked them about claiming back the ppi I checked and this company had same address as my Iva company. Can they do this I have not filled in the form. Thanks
-
relieved33
- Posts: 1166
- Joined: Mon May 18, 2009 7:22 pm
- Location:
We had to sign a tree worth of documents to give DRSP permission to claim on our behalf. I would assume you should have to give permission or why would companies send it out?? That said, not complying would mean you are in breach of the terms I think and your iva could fail. Give your company a call and clarify.
-
sarahgod
- Posts: 19
- Joined: Fri Jul 15, 2011 3:56 pm
- Location: United Kingdom
I had signed a form with iva company saying I did want to chase ppi a while ago and as far as know I only had a mortgage with the Halifax in 2004
s godliman
-
sarahgod
- Posts: 19
- Joined: Fri Jul 15, 2011 3:56 pm
- Location: United Kingdom
Did not want to chase ppi I meant to put!
s godliman
-
sarahgod
- Posts: 19
- Joined: Fri Jul 15, 2011 3:56 pm
- Location: United Kingdom
-
Christabelle_sparkle
- Posts: 447
- Joined: Sat Jun 26, 2010 10:51 pm
- Location:
Hi
I think you will find that amongst all your original paperwork that you signed when your IVA was in the stages of being set up you signed a power of attorney form which entitles your IP to take complete control of your previous financial affairs?
I asked my IP a similar question to yours recently as they successfully claimed a PPI refund from one of our creditors that as far as we were concerned we had never taken PPI out with?
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
-
sarahgod
- Posts: 19
- Joined: Fri Jul 15, 2011 3:56 pm
- Location: United Kingdom
I can't fill the form out I know none of the information and if there was ppi it was 20 years ago surely it can't be claimed?? Thanks
s godliman