Can PPI be claimed without me signing any forms ?

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Sarah.jg

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Post by Sarah.jg » Sun Aug 24, 2014 2:14 pm
I am in an IVA finishes July 2016. I had been written to by iva company asking about claiming back ppi to put in my iva. I said no I have no idea if I had ppi. Well I got a letter and a form from Halifax saying my claim company had asked them about claiming back the ppi I checked and this company had same address as my Iva company. Can they do this I have not filled in the form. Thanks
 
 

relieved33

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Post by relieved33 » Sun Aug 24, 2014 4:32 pm
We had to sign a tree worth of documents to give DRSP permission to claim on our behalf. I would assume you should have to give permission or why would companies send it out?? That said, not complying would mean you are in breach of the terms I think and your iva could fail. Give your company a call and clarify.
 
 

sarahgod

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Post by sarahgod » Sun Aug 24, 2014 6:51 pm
I had signed a form with iva company saying I did want to chase ppi a while ago and as far as know I only had a mortgage with the Halifax in 2004
s godliman
 
 

sarahgod

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Post by sarahgod » Sun Aug 24, 2014 6:54 pm
Did not want to chase ppi I meant to put!
s godliman
 
 

sarahgod

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Post by sarahgod » Sun Aug 24, 2014 7:15 pm
"1994
s godliman
 
 

Christabelle_sparkle

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Post by Christabelle_sparkle » Sun Aug 24, 2014 10:38 pm
Hi
I think you will find that amongst all your original paperwork that you signed when your IVA was in the stages of being set up you signed a power of attorney form which entitles your IP to take complete control of your previous financial affairs?

I asked my IP a similar question to yours recently as they successfully claimed a PPI refund from one of our creditors that as far as we were concerned we had never taken PPI out with?
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
 
 

sarahgod

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Post by sarahgod » Sun Aug 24, 2014 11:37 pm
I can't fill the form out I know none of the information and if there was ppi it was 20 years ago surely it can't be claimed?? Thanks
s godliman
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