hi i have paid my final payment into my iva in january 2012 and have still not had my completion certificate ,its been over 30 months what can i do i have done all thay asked of me
I find a wait of 30 months far too excessive and I would definitely be shouting as it's often he who shouts loudest, you've complied with everything and want to move your life on...so not fair on many counts. Do keep badgering them and demand answers.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I'm hitting month 24 in October. I hope your not with DFD as I can totally sympathise with the lack of information or clarity from their completions department.
Good luck , really disheartening to find someone in a similar predicament... Tough times
Andy
Contact them and get a written letter saying why you haven't received it. Then I would go through the complaints section, in fact I would go that route now.
last payment made August 2013,Completion Certificate received 12 November 2014
I think my life would be disrupted if the insolvency record remained that long in my Cfile.6/7 plus years of no borrowing in an iva and beyond is as much as I could take.
If you would like to email me directly at gareth.buckley@vardennuttall.co.uk with your details I will find out exactly where your case is up to give you a completion timescale asap.
Kind regards,
Gareth Buckley
Last edited by Gareth on Fri Sep 12, 2014 9:53 am, edited 1 time in total.