Barclays definitely have an account even if you are an undischarged bankrupt. I have even seen them open an account post IVA where they had been a creditor. It is a cashcard account and needs to be opened within the branch so that is one I know of.
There's also pseudo bank accounts such as Ffrees which issue a debit card and provide many of the facilities you would expect from a bank - these can be free or there may be a monthly charge depending on the type of account you open and how you use it.
"If you think it's expensive to hire a professional to do the job, wait until you hire an amateur."
I would recommend the Barclay cash card account. I switched to them 3 months ago and have had nothing but great service from them. The on line banking is good and updated very quickly, there is a very good android app for your phone and again this updates in almost real time. Even when I told the branch that I was still current in an IVA, I was not felt to being judged.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
I'm awaiting my IVA proposal but have opened up basic accounts with both Natwest and the Yorkshire bank. Natwest is simple online application, whereas the Yorkshire bank was over the telephone. Both have a debit card and internet banking. I initially tried the Co-op but once I mentioned an iva there was lots of umming and the forms took a very long time to come through do I sought out alternatives
Can we climb this mountain? I know we can make it if we take it slow.
Spoke to our Nat West Manager regarding charity business recently and they still have their basic account. The only thing is you are restricted with which ATM's you can use.
I really can't fault our Cashminder account with the Co-op.
