Yes the votes may come in before the meeting date/time but they can be changed right up to the meeting so most IP's won't tell you what they are in case they change. And I'm sure some can even be on the date/time and they could have the deciding vote.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Many creditors leave it to the last minute to vote but some will vote early. If there are problems beforehand the IP should contact you to try and address these but for small acceptances it is not worth it.
Hi Bezo. VB don't have IP's who deal with IVA's in house. They get everything sorted out for you and then transfer you to one of their panel of firms to deal with the actual IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Thank you for explaining fingers crossed will let the forum know how it went on friday was last thing my creditors are santander barclaycard nationwide natwest tesco credit card and next are these ok normally for iva's i have not heard alot about santander many thanks.