After a period of unemployment I am back in work, however earning half as much. I have asked for a variations meeting via Grant Thormton. This is now in motion, and I have been told that the creditors can basically do what they like, and may even default if they want. Come January it will be the final year of the IVA, and a remortgage is not possible. How likely is this please? Also I have reservations about Grant Thornton, whether they are working in my best interests and what can I do about it? Thanks.
Creditors usually accept variations where the change of circumstances is completely beyond your control. Hopefully GT call the meeting soon to put your mind at ease.