1 year after my full and final was approved, out of the blue my completion certificate arrived today!
There was a point when I thought this would never ever ever ever end (especially with the PPI mess) so it was a wonderful surprise to get it in the post even if it is months late!
What these last few years have taught me is to not rely on credit and I pay in full for things now. It's been a really long road...
This forum has been amazing throughout the entire process.
Does anyone know what the procedure is now to start rebuilding credit? Do I need to write to Experian etc? It's been 6 years since the IVA started.
