Alarmed to see debt still showing as outstanding on credit file. My IVA finished a year ago

Get expert opinion. This is the place for new questions to be posted.
2 posts Page 1 of 1
Post Reply
 
 

Johndy22

User avatar
Posts: 1
Joined: Sat Oct 11, 2014 8:23 am
Post by Johndy22 » Sat Oct 11, 2014 8:23 am
Quote
Hi

My IVA finished a year ago and I am aware that things stay on record for a year afterwards. I have been taking steps to rebuild my rating and did a credit check on Call Credit today and was alarmed to see a £2000 Cahoot credit card debt still showing as outstanding. This was part of my IVA so I'm not sure whether I should contact Cahoot, my Insolvency Practitioner, or Call Credit?

Thanks In Advance

John

but a credit card debt is still on record?.
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Sat Oct 11, 2014 9:27 am
Quote
Although creditors usually mark the defaults as settled or partially settled, many do not bother. The whole shebang will drop off on the 6th anniversary of the start of the IVA in any case.

But, if you wish to attempt to set the record straight have a read here:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
Post Reply
2 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”