Hi there I made the last payment on my IVA in March 2012, I've checked my credit files and they seem clear. I am looking to get my first mortgage, I have a 10-15% deposit, I just looked on my back website (Santander) and one of the criteria is that you haven't been subject to an IVA, is there a list of lenders that can be used for a mortgage when you have been the subject of an IVA, or is there a broker anyone can recommnend that may be able to find me a mortgage, ideally I just want one agreed in principal so I can have an idea of what I would be able to obtain.
Hi,
You are right, Santander will not offer a mortgage to anyone who has ever been in an IVA.
We have helped many posters on this forum obtain a mortgage after their IVA's.
I would be happy to look in to this in more detail for you if you get in contact
Thanks
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?