Hi, my IVA is due to finish in November this year and I'm wondering if it will be possible to re-mortgage in the New Year and if so which companies offer mortgages to people who have had an IVA. As my mortgage will be reverting back to a repayment one in December I will actually be £130 a month worse off than I am in the IVA. I've spoken to my current mortgage provider and they won't help in any way. Thanks
Have a chat with Ryan and or Shaun ... i believe your credit record will need to be clear of all defaults etc before a mortgage may be approved ..the experts are the right people to give more definitive answer
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Hi Sara,
This will depend if you are in a 5yr IVA or a 6yr. If you are on a 6yr them this might be something i can help you with.
Everybody's position is different, so would be best to discuss your personal circumstances directly if you can.
My contact details can be found below in my signature
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?