If they were ( as they should have been ) included in the IVA they are obliged to write off the debt when the IVA successfully concludes and cannot demand anything relating to that loan.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Have all the terms of the IVA been met? If so then they cannot demand more money - there would have to be some justification which your IP would then have to deal with for you.
Steve Rees - A spokesperson for IVA.co.uk and Director at Vincent Bond & Co.
Want to share your story? Highlighting the issues facing people in debt is often a story that the media want to hear about. iva.co.uk will pay up to £500 for a successful case study - if you are interested please email steve.rees@iva.co.uk for more details.
No creditor can add interest on at the end of an IVA but I have seen it happen in debt management. An IVA is a legal document and gives you full protection.