Creditors are always open to this, your IP will be able to advise you, especially in light of the fact that you are so close to completing.
As mentioned above, if you are not able to make payments for health reasons it is important to get your IP aware asap
Steve Rees - A spokesperson for IVA.co.uk and Director at Vincent Bond & Co.
Want to share your story? Highlighting the issues facing people in debt is often a story that the media want to hear about. iva.co.uk will pay up to £500 for a successful case study - if you are interested please email steve.rees@iva.co.uk for more details.