When the IVA disappears from my credit report, will it get recorded elsewhere ?

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Ruth.t

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Post by Ruth.t » Tue Nov 11, 2014 9:32 am
Hi. my IVA is due to end on 16/11/14 and i've been told my completion certificate will be issued next week. The IVA started on 6/10/08 and was for 72 months with no extension. Theoretically, the IVA should disappear from my credit report, but will it? does it move from the public records section and get recorded elsewhere in the report?
 
 

Adam Davies

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Post by Adam Davies » Tue Nov 11, 2014 9:59 am
Hi

It should move from the public records section once the IP informs the insolvency register that your IVA is completed. It should also fall off your general credit report after October

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Andam Davies
 
 

Foggy

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Post by Foggy » Tue Nov 11, 2014 10:19 am
Sometimes a Notice of Correction is placed on the file, which they will remove when asked.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Adam Davies

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Post by Adam Davies » Tue Nov 11, 2014 11:05 am
Hi

Good point from Foggy, the notice of correction regarding the completed the IVA will actually do the opposite of what is intended, it will alert creditors to the fact that you had an IVA

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Andam Davies
 
 

Ruth.t

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Post by Ruth.t » Tue Nov 11, 2014 11:18 pm
Thank you for your responses. Foggy, who will remove it for me if i ask?

thank you
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Ruth.t

Hi. my IVA is due to end on 16/11/14 and i've been told my completion certificate will be issued next week. The IVA started on 6/10/08 and was for 72 months with no extension. Theoretically, the IVA should disappear from my credit report, but will it? does it move from the public records section and get recorded elsewhere in the report?
 
 

Foggy

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Post by Foggy » Tue Nov 11, 2014 11:25 pm
The credit reference agencies -- just email them via their websites. They are generally very helpful.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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