I currently trying to apply for a remortgage as I'm in the final 6 months it's a commercial one. No lenders will even let me apply so I can just get my 2 letters of rejection to send to my iva company help
This could damage your credit file if you keep applying for remortgages which are refused. Speak to the IP and see if they are prepared to accept your word for it as very few remortgages are granted these days. Some people get secured loans but I don't even know if these would be available on a commercial property.