Full and Final accepted

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clee123

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Post by clee123 » Mon Dec 08, 2014 2:07 pm
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After severla months waiting- my Creditors meeting was today and I have just found it that they have accepted my Full and Final offer!! YIPEEEEEE, so December was my last payment - it means I can pay off my overdraft when I get paid and be clean for January and have some spare cash!
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
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Foggy

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Post by Foggy » Mon Dec 08, 2014 2:34 pm
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Excellent, clee123. Congratulations :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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ivamess

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Post by ivamess » Mon Dec 08, 2014 2:39 pm
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That's great. What a lovely start to 2015
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Steve.123

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Post by Steve.123 » Mon Dec 08, 2014 2:49 pm
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Well done mate x
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welshwiz

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Post by welshwiz » Mon Dec 08, 2014 4:21 pm
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Great news what a great start to new year, enjoy christmas
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Michael Peoples

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Post by Michael Peoples » Mon Dec 08, 2014 6:48 pm
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Well done and perfect timing.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Shining

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Post by Shining » Mon Dec 08, 2014 6:48 pm
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A brilliant start to the New Year! Congratulations
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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clee123

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Post by clee123 » Mon Dec 08, 2014 7:30 pm
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Thanks all! am so happy have bought a Tesco Value curry and naan bread meal for tea!! these habits are going to stick with me for ever (as I am sat in a fluffy onesie and no heating on and hood up!)
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
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kazzafunk

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Post by kazzafunk » Mon Dec 08, 2014 9:27 pm
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Well done - welcome to debt freedom!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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luluj

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Post by luluj » Tue Dec 09, 2014 5:52 am
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Wonderful news ....happy christmas and new year for you !!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Jules79

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Post by Jules79 » Tue Dec 09, 2014 12:17 pm
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Fab news!! I remember how I felt when I heard the same news, have a super debt free New Year :-)
**23'04'14 - IVA Complete F&F Agreed with payments made to date oh and a fat PPI reclaim helped too. Completion Certificate received 23'10'14 ** After a couple of years of waking up and 'surviving' the day I now wake up and 'Live' for the day!!
**Any comments I make are purely my own opinions**
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clee123

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Post by clee123 » Tue Dec 23, 2014 7:17 pm
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cheers everybody - called up my IVA company to see if they have recieved the cheque today and they are on holiday till 2nd jan. I was told previously to cancel my standing order and wanted to confirm, as it should ahve gone out on 1st. will have to wait now and see what they say
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
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linrog

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Post by linrog » Tue Dec 23, 2014 10:59 pm
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But rember keep to your budget lesson learnt
full final paid over 29/2/16 cc arrived 12/4/16 its all over
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luluj

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Post by luluj » Wed Dec 24, 2014 3:42 am
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I would cancel the standing order .... At worst a clerical payment would be needed ..... Go for it !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Foggy

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Post by Foggy » Wed Dec 24, 2014 10:25 am
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I agree with Luluj --- making a manual payment will be far, far easier then trying to get back an overpayment :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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