Can I get help-to-buy mortgage very soon after my credit record is cleared ?

[Olga.d]

Hello

I started my 6-year IVA in June 2009. It is due to finish in June 2015 and drop off the credit file then as well. I was thinking of settling it earlier with the help from my family. The reason for it is that my current house is too small for my family now and we need to get a bigger house. The question is whether I can get a help-to-buy scheme mortgage with a reasonable interest rate (I will have 5% deposit to put down) very soon after my credit record is cleared? Perhaps there is a specialist mortgage adviser out there who could help?

Any help and suggestions would be much appreciated.

Many thanks.

[Foggy]

I am not sure this scheme could help, but I would suggest a chat with Ryan and / or Shaun, our mortgage experts.

You can find their contact details under the "Ask a Question" tab (top left) and scrolling down to the experts details section.

[Ryan]

Hi Olga,
I am out in meetings this afternoon, i asked my colleague to call you. Did he call?
Please let me know, as i will call you tomorrow