Is this right?

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bobbydavro

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Post by bobbydavro » Mon Dec 15, 2014 8:00 pm
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Just checked my credit report via "Noddle". One of my creditors was (ashamed to say) a payday lender which is included in the IVA. However on the credit report this is not been defaulted but placed in the close account section and labeled as satisfied. Is this correct, i dont mind at all but very odd? Also another of my creditors has back dated the default to June 2010, again very odd when my iva only confirmed July 2013!
Any suggestions why this might be, like i say im not moaning.
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Foggy

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Post by Foggy » Mon Dec 15, 2014 8:05 pm
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Some creditors do mark debts as satisfied post IVA, some partially satisfied and some leave them open. Bit of a lottery really.

As for the back dating -- it might be an error -- but at least it is in your favour.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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bobbydavro

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Post by bobbydavro » Mon Dec 15, 2014 8:30 pm
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Theres actually 3 of them on my report that have been back dated and it looks like right back to when the account with them may have started. Weird.
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Foggy

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Post by Foggy » Mon Dec 15, 2014 8:31 pm
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Think more lucky than weird :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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seagulls

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Post by seagulls » Mon Dec 15, 2014 8:34 pm
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I don't think Id worry too much about it !
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Adam Davies

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Post by Adam Davies » Tue Dec 16, 2014 9:06 am
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Hi

All in your favour, good news

Regards
Andam Davies
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