Due to miss a car payment

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El Presidio

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Post by El Presidio » Wed Jan 21, 2015 10:37 am
Hi,

I'm due to miss a car payment tomorrow. I get paid the following day.

They can't repo the car for one payment can they?

I assume if the payment did not go through they might try the following day?

Cheers,

Cam
 
 

Shining

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Post by Shining » Wed Jan 21, 2015 11:04 am
Hi, not sure about this, will you bank charge you for a failed direct debit/SO? might be worth contacting your bank and the company due to take the DD to see if there is anything either of them can do? You may be able to ask them to take payment via card over the phone the day you get paid?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

El Presidio

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Post by El Presidio » Wed Jan 21, 2015 11:12 am
Yeah, natwest charges £6 a day for unarranged overdraft facilities.

I'm in the process of signing up for an IVA and funds are stricken this month!

Will they be able to do anything after such short notice?
 
 

El Presidio

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Post by El Presidio » Wed Jan 21, 2015 2:00 pm
Lesley,

I called them both. They are both fine for me to recall the Direct Debit and they will try again.

PHEW!
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