I will be looking to get a mortgage as soon as I can when IVA clears off my credit file.

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Chrisdr19

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Post by Chrisdr19 » Mon Jan 26, 2015 9:31 pm
I have finished my IVA this month and am now waiting for my certificate of completion later this year. I will be looking to get a mortgage as soon as i can when it all clears off my credit file. I have got a capital one credit card and a next clothing account and spent token amounts on each so i will have repayments starting to show on my account. Is there anything more i could do in preparation for the end of the year when i could apply for a mortgage?
 
 

luluj

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Post by luluj » Tue Jan 27, 2015 7:24 am
I would chat to Ryan one of the forum mortgage experts. He will be able to guide you on what to do now to prepare ..contact details are on the left under ask the expert
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Chrisdr19

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Post by Chrisdr19 » Tue Feb 17, 2015 1:38 pm
Ok, I'm a little confused as I thought this would have been answered by someone like that as I clicked on "ask the experts a question". I can't seem to see the contact details that you have mentioned either...is it a case of not being able to see the forest for the trees...?
 
 

Foggy

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Post by Foggy » Tue Feb 17, 2015 2:53 pm
Click on the ask a question button .. do not fill in the boxes .... just scroll down to fine Ryan's and Shauns Contact details.

Also look here for clean up information:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

luluj

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Post by luluj » Tue Feb 17, 2015 7:04 pm
Here's Ryans contact details from his profile page

Email me on help@ivame.co.uk or call 01582 450000
Last edited by luluj on Wed Feb 18, 2015 7:17 am, edited 1 time in total.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Chrisdr19

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Post by Chrisdr19 » Wed Feb 18, 2015 6:42 am
Ok thank you
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