Would my having an IVA have an effect on partner's credit rating if I move in ?

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Derekdr 40

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Post by Derekdr 40 » Wed Jan 28, 2015 2:12 pm
I am at present half way through my IVA . Am planning to move in with my partner after my IVA is
finished . The question is would me having the history of the IVA would it effect her credit rating ?.Even if the house was in her name
 
 

Michael Peoples

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Post by Michael Peoples » Wed Jan 28, 2015 2:16 pm
No reason why it should even if you moved in before the IVA completed. Each person has their own individual credit files and your previous problems should be reflected on her file. If you obtained joint accounts or a mortgage together there could be an association created but other than that I see nothing to be worried about.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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