I need to know which bank will accept me ?

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Marian.g

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Post by Marian.g » Thu Jan 29, 2015 9:14 pm
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I have a iva I was with NatWest but they closed my account down today and now I need to know what bank will accept me as I need a bank to pay my bill and rent with.
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recovering

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Post by recovering » Thu Jan 29, 2015 9:56 pm
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I am WITH CO-OP but I KNOW FROM THIS FORUM Barclays seem to be really good at the moment
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Paddington1958

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Post by Paddington1958 » Thu Jan 29, 2015 11:00 pm
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Yes, I have a Barclays Cash Card Basic Account and it's brilliant, have all my direct debits there and also have a debit card, no overdraft. It's very simple to set up just need to pop in any branch, can highly recommend.
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nug1300

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Post by nug1300 » Fri Jan 30, 2015 5:38 am
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Barclays defo.
cash account with debit card, internet banking. It does what's reqired.
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hubert

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Post by hubert » Fri Jan 30, 2015 6:51 am
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I can recommend Barclays cash card account too.

I opened it in-branch, quickly and easily. Barclays was one of my creditors and they still accepted me.

Excellent online service too.

Tell them you are in an IVA when you go to open the account. It saves a step because they will skip the credit check.
One pay-cheque away from oblivion!
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size5

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Post by size5 » Fri Jan 30, 2015 10:50 am
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Have to recommend the Co-Op Cashminder myself, absolutely brilliant account.

Regards.
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23+ years in debt advice
I do not post for anyone other than myself

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JED

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Post by JED » Fri Jan 30, 2015 10:58 am
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I have a CO-OP account. Does everything I need to do. Been with them now for 5 years and found there online and phone banking has always been excellent (British call centre).
Tempting fate here but never had a problem, couldn’t recommend them highly enough.
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kravarran

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Post by kravarran » Fri Jan 30, 2015 5:31 pm
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I'm with Co-op Cashminder and been good for me.
The hardest part is telling a stranger about your problems ...... it's also the most important!


Completion Certificate Received! :D
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recovering

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Post by recovering » Fri Jan 30, 2015 5:36 pm
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I am with CO-OP and never had a problem, I thought I heard they weren't accepting new IVAers now but maybe and hopefully I am wrong
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harrysmummy78

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Post by harrysmummy78 » Fri Jan 30, 2015 6:35 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Marian.g

I have a iva I was with NatWest but they closed my account down today and now I need to know what bank will accept me as I need a bank to pay my bill and rent with.
Why have Natwest closed your account? are they one of your creditors worried now as we also bank with them.
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
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Norah

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Post by Norah » Fri Jan 30, 2015 7:14 pm
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Hi there. My IVA company recommended THINK MONEY. They split your account for you by keeping the money to pay for all your bills (including your iva payment) and put over on to a card the money left over that you can spend. You cannot go overdrawn even if you try.They charge a fee of about £17.50 (cant remember the exact fee) but about £21,50 ish if there are two of you.
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MerlinL14

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Post by MerlinL14 » Fri Jan 30, 2015 7:24 pm
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Another vote for Barclays.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
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ilikewatch

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Post by ilikewatch » Fri Jan 30, 2015 8:03 pm
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Not a big fan of Co-Op since they stiffed me at the start of my IVA. However I've had no problems using Barclays and Ffrees both of which have been excellent.
"If you think it's expensive to hire a professional to do the job, wait until you hire an amateur."
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Shining

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Post by Shining » Fri Jan 30, 2015 8:18 pm
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Hi and welcome to the forum. Did you have Natwest as your bank prior to entering the IVA and they are one of your creditors or is this a new account that they have closed down?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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longslog101

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Post by longslog101 » Mon Feb 23, 2015 11:28 am
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by ilikewatch

Not a big fan of Co-Op since they stiffed me at the start of my IVA. However I've had no problems using Barclays and Ffrees both of which have been excellent.
Can you expand on how coop stiffed you please ? I have just opened such an account yet but not started using it. The IVA proposal is in motion, so opened as a non IVA'er but you're the second person who has cast doubt over this account.

Was coop one of your creditors ?

I know a swallow doesn't make a summer but just curious as my wages would be paid to said account.

Thanks
My Blog details, the route I took before IVA, how I choose my firm, equity release advice (year 4-5), challenging the CRA's keeping IVA on credit file once gone from insolvency register

IVA ended August 2015. Would recommend McCambridge Duffy
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