I am up to month 47 of my iva. I pay back £448 per month, 13 months remaining = £5824 what would be a good final figure to offer on this?
Would it be this full amount or something higher to cover the cost of anything from a possible remortgage
If you have equity to be addressed you will need to add a further 12 payments. It might be worth investigating whether you would be required to attempt to remortgage when the time comes. If not then the further 12 payments would not be required.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
many thanks for help so far.
we do have to attempt a remortgage.
There is equity in the house.
But!!!
I doubt we would get a mortgage for more than we have already, in fact im fairy sure we wouldnt.
As you say Andy a sum equal to a further 12 months would be just over the 10k mark.
I have been offered the amount of 10k from a third party to pay it off.
Is that light i see at the end of the tunnel?
