HI CAN I B FORCED INTO SECURED LOAN IF UNABLE 2 REMORTGAGE IM IN MY MONTH 44 OF IVA ON MY PAPERWORK IT CLEARLY SAYS IF I CANT GET THE EQUITY OUT THAN 3RD PARTY OFFER OR 12 EXTRA PAYMENTS PLS ANYONE ????
If someone was willing to provide a secured loan and it realised the most for the creditors then you have already agreed to it. However, most posts on here tend to suggest that an extra 12 months payment is more the norm.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
This depends on whether you have a minimum dividend requirement for example or if HMRC are a creditor. They do not like extensions and could demand a house sale if you cannot release any equity. It depends on a lot of things which your own IP should be able to explain to you.
