My iva finishes nov 2015 and it will also come of my credit report at the same time. I had to take a one year extension. Now I have been told once I have my certificate saying it has been finished I can apply to go on my wife's mortgsge on the house. They said that I do not need to declare the iva because it would be over 6 years from the start. Did dfd tell me wrong?
I know the lending company have an iva question for their criteria and I want to know what is the correct answer.
