Creditfix

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JetSetWilly

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Post by JetSetWilly » Tue Mar 03, 2015 9:13 pm
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Hi, everyone

I'd just like to take the time to post a positive comment about Creditfix. After being in an IVA for just over three years and then being transferred to CF, I found myself in the lucky position of being able to offer a F&F.

After being transferred from PJG and seeing on here all the challenges other people were facing, I was filled with dread about the change.

Having said that, I put forward my offer of a full and final and I'm happy to confirm that CF dealt with my request quickly and sympathetically, and I'm happy to say that it has been accepted!

Thanks to everyone on here for your support over the last few years; it's been emotional!

Good luck to everyone on your personal journeys.
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Foggy

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Post by Foggy » Tue Mar 03, 2015 9:46 pm
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Well done, Willy. Good to hear positive news regarding Creditfix too.

Onward and upward :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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MrsR

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Post by MrsR » Tue Mar 03, 2015 9:58 pm
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Fantastic news Jetsetwilly!

We had our date for our F&F come through yesterday and it's on the 30th March- we hope to be part of that accepted and effecient completion club from Creditfix too !

Wish you the best for your debt free future :)
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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Rickne

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Post by Rickne » Wed Mar 04, 2015 4:03 am
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Congrats. Oh man that feeling must be amazing. Hope to join that club one day. [8D]
Completed via Early exit loan on year 4
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Shining

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Post by Shining » Wed Mar 04, 2015 5:41 am
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Fab post and good to read positive feedback re CF - Good luck MrsR with your meeting date.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MrsR

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Post by MrsR » Wed Mar 04, 2015 6:57 am
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Thank you Lesley :)
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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hubert

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Post by hubert » Wed Mar 04, 2015 8:14 am
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Congratulations and thanks for posting something positive about Creditfix especially.

They've had a lot of negative posts, so its nice to have balance.

Here's to a debt-free future!
One pay-cheque away from oblivion!
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Backontrack

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Post by Backontrack » Wed Mar 04, 2015 10:36 am
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Could I ask what paperwork they required when you offered the f&f?
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stevie43

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Post by stevie43 » Mon Mar 09, 2015 10:15 pm
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If anyone has any suggestions on this it would be greatly appreciated. Mrsr do you have a name and email address of who you have been dealing with. Thanks
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MrsR

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Post by MrsR » Mon Mar 09, 2015 11:11 pm
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I have been dealing with two key people in the resolutions team- Craig Canning and Stephanie McNairn.

We sent the following:

-Letter of why we are offering a F&F including how much

-Letter from third party confirming the above

- ID for third party

-Proof of funds from third party

-Current mortgage balance statement for our property

They do their own valuations online, but I did offer to get one done.
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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