Tidying up credit history post-IVA

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Vignal

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Post by Vignal » Wed Mar 04, 2015 12:58 pm
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My IVA commenced in May 2012 and was luckily completed in f&f in May 2013.

I've ensure that all accounts on my credit report are marked satisfied but I have noted that some of the default rates continue throughout the life of the IVA and even for some time post-IVA.

Now, I'm not sure if this will fundamentally change my credit score, but, what is the correct date the accounts should be marked as up to date?

I want to make sure my credit score is as good as possible as I'm looking to rent my own property.

Also, is it worth paying Equifax to help sort this out? I know Noddle is free but they don't help you get things sorted they just tell you to contact the lender.

Thanks guys
Last edited by Vignal on Wed Mar 04, 2015 1:02 pm, edited 1 time in total.
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Foggy

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Post by Foggy » Wed Mar 04, 2015 1:29 pm
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Helpful advice here:

http://pjgrecovery.com/clean-up-credit-rating.asp

I would begrudge paying for something they should be doing for free !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Vignal

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Post by Vignal » Wed Mar 04, 2015 1:37 pm
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Great, thanks very much I'll have a read
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