Finally received my Certificate on 17th February 2015.. IVA was approved on 7th March 2008..What a journey.. I need to clean up my credit files.. Im still on the insolvency services I assume for 3 month. How do I go about checking my credit report...do I pay £2 for each report from the 3 credit agencies or is there another way to check this. What do I do once I have this information at hand.
Last edited by tigger72 on Wed Mar 04, 2015 3:28 pm, edited 1 time in total.
You can get reports by signing up to various schemes, personally I go for £2 a pop. For a general overview you can join Noddle free ( part of CallCredit, one of the agencies).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
£2 a pop over the course of a year is more cost effective.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Thanks!! Im trying to clean up my credit files. Have only looked on noodle so far and it shows a default every month by Marlin Financial Services Ltd I believe they took over from Northern Rock which they are on my IVA. I notice MFS Ltd date of default is wrong 22nd April 2009 but my IVA approved on 7th March 2009. Do I need to send a email or letter(as per Foggy Advice) but I also don't have MFS Ltd account number only Northern Rock account number will that do.
