What are our chances of getting a mortgage ?

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suky424

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Post by suky424 » Thu Mar 19, 2015 2:38 pm
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I finished my iva over a year ago and all defaults fell off my credit report at the end of last year. I've started to rebuild my file and my score has gone up quite dramatically. My partner and I are keen to buy our own house, we're both in our 40's and neither of us have property at the moment. What are our chances of getting a mortgage with my history? His credit file is annoyingly clean. Thanks
Whoop Whoop!!
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Foggy

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Post by Foggy » Thu Mar 19, 2015 5:39 pm
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Have a word with Ryan and / or Shaun, who are whole of market brokers with adverse credit experience.

Go to this page and scroll down to the experts details section to get their contact info:

http://www.iva.co.uk/forum/forum_experts.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Ryan

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Post by Ryan » Thu Mar 19, 2015 6:22 pm
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Hi,
If your credit files are all cleaned up and you have at least a 5% deposit this is possible.
Please get in contact so we can discuss this in more detail
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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plasticdaft

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Post by plasticdaft » Thu Mar 19, 2015 11:52 pm
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Good luck on the mortgage front!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Shining

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Post by Shining » Fri Mar 20, 2015 6:55 am
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Good luck from myself too.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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