WOW, CC in the post this morning on my birthday of all days, tough journey with some bumps but managed to secure nearly 30K of PPI refunds and lots of overpayments to give our creditors 80% than the estimated, saved our 50% retaining bonuses and managed to have a F & F agreed on Christmas eve 2014 using the saved funds to settle 4 years after starting, many thanks go to Sue Clay and Leighton at PJG who have been fantastic and so understanding, I follow the forum every week will continue to do so (just a little shy in my posts), Thanks to Andy and his team and "all" those that post and give up their time to help with a lifeline for those of us in need. I know PJG are a sore point for some but I can only go from my experience with them and that is to say flawless and non judgmental in every way. My wife also had a baby last week so our IVA journey has come to a massive end with an even bigger new beginning, for us making that first call was the most difficult so can only say to those thinking of taking a route to sort out finances, please don't worry about that call, our world was rock bottom until we found this forum and made the call to those that could help, our world 4 years later cannot get any higher, Thank you again to you all that give up your time and to PJG for giving us our family back with a new start [:)]
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
[:)]wow ! Fabulous array of good news there !! What a lovely birthday present and congratulations on the new baby , wishing you all the best for the future ! Things are on the up
wow what an amazing week youve had! Ive got goosebumps reading your post!!! Massive congratulations to you snd your wife on the life changing arrivals youve had!!!!