It might be needed one day ---- however, if all has done as it should have done, your credit files will be clear and you will no longer be on the Insolvency Register --- so check these.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Have you checked your credit files ? Are you still showing on the insolvency register ...if you are then I would say your iva has yet to be completed ...when was the last time you heard from your iva company ?
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !