My final payment was took on the 9th April. A long ride since November 2007. My question is what do I do now. I'm a bit confused as to which cards will help to build my credit back up, the time it will take to get the completion cert and the steps towards a new mortgage?
Mortgage will have to wait until the IVA has cleared from your files.
Vanquis are often used to rebuild credit --- but not always needed as "green ticks" can be collected from bank accounts, mobile phone accounts and some utility companies.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
