4th Annual Review

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footiemad

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Post by footiemad » Sun Apr 19, 2015 7:35 am
Well, I've just submitted the paperwork for our 4th review and it amazes me that I still feel as anxious and screwed up as I did when I did the first one. My case worker told me that she is leaving the business which made things worse because I really hoped that she would be there to the finish line with us. Don't know why I'm worrying because everything I've done is as it should be but we will see! I'll be so glad when this is over and especially pleased to get the equity release thing done and dusted.
 
 

Foggy

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Post by Foggy » Sun Apr 19, 2015 10:50 am
I think it ranks up there with going for a dental check up or the MOT !! And usually a great relief when you get the "reprieve" for another year :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

footiemad

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Post by footiemad » Wed Apr 29, 2015 1:53 pm
All done and dusted! Bring on the the last 12 months and fingers crossed for a painless equity review in month 54. Breath again now for a while!
 
 

footiemad

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Post by footiemad » Wed Apr 29, 2015 1:59 pm
Missed the e off breathe!!
 
 

Michael Peoples

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Post by Michael Peoples » Wed Apr 29, 2015 2:27 pm
Nearly there but pity about the caseworker. To be fair though some posters have never spoken to the same person twice and had multiple caseworkers so to have had one for any length of time is a bonus.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Foggy

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Post by Foggy » Wed Apr 29, 2015 2:36 pm
Good news -- here's to the next 12 months then ..whoopee !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

lifenoteasy

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Post by lifenoteasy » Wed Apr 29, 2015 2:36 pm
It was something that we planned for given that 1) you should anticipate staff planning their own lives and 2) we had both been through the old CSA process.

Just wish that IVA companies would plan for staff turnover and IVA's coming to an end.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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