Hi all. Sorry if this is a bit lengthy, but I have a bit of a dilemma. I currently live with my brother in his guest house. I pay him a board which covers utility bills. He has the guest house for sale, so I may have to move out soon.
I have an acute illness that has no cure, basically, I have it for the rest of my life. Recently, I have had regular flare ups of my illness, the most recent put me in hospital for 4 days, I am still off work at the minute since my stint in hospital. It is now getting to a stage where I may have to pack up work altogether. I have been staying at a friend's house for the past few days and she has been caring for me whilst I am ill. With my brother selling his guest house, we have spoke about making this a permanent arrangement. My friend is currently on benefits and has most of her rent paid plus receives JSA. My question is, if I do move in permanently, how will this affect her benefits? Also how will it affect my IVA? I have around 19 months remaining. We would not be able to afford to live together if she lost her benefits. In the future, this would not be a problem if I have to finish working due to my illness as I would claim sickness benefits and she would be my registered carer. Is there any way around this? I am not trying to cheat the system, I'm just trying to keep my options open as I may soon become homeless and jobless. Just for the records, we would be living as a couple. Another question, what happens in my IVA if I do go on the sick?
0 months down
60 months to go