my wife and I have an IVA and we are really struggling what are the maximum monthly expenditure allowances we are allowed for things like phone broadband, tv subscription, travelling to work expenses, car spares/servicing, housekeeping, sundries/emergencies,
Most expenses are dictated by what you actually spend. But things like car servicing £30, housekeeping you will get a maximum, currently £354 for a couple, sundries / emergencies £23.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
If you wnat the guideline figures send me an email and I will send them to you. This will allow you to see what you can claim for and hopefully ease the pressure. Your IP can usually allow a reduction in payments of 15% without creditor approval so speak tt ehm also.