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stevie43

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Post by stevie43 » Mon May 11, 2015 7:48 pm
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Had confirmation of my f&f meeting. Just received all the paperwork which looks standard I think apart from one item reference my car which was a secured debt and was paid off some time ago and monthly figures recalculated. The thing is I swapped my car for a like for likesame price etc and its showing on the secured debt, not in my name. Will paperwork have been sent out to the new keeper
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Shining

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Post by Shining » Mon May 11, 2015 8:05 pm
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Sorry no idea on this one but will keep it bumped up for another to comment. You could always ask your IP as i would like to think your personal business remains that and it hasn't.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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stevie43

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Post by stevie43 » Mon May 11, 2015 8:11 pm
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I am praying so Lesley. I don't understand it. There was no outstanding finance, hasn't been for over 2 years.
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Foggy

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Post by Foggy » Mon May 11, 2015 8:11 pm
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I would think it best to ask your IP.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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stevie43

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Post by stevie43 » Mon May 11, 2015 8:13 pm
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Thanks foggy. Seems like a very long night worrying
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Michael Peoples

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Post by Michael Peoples » Tue May 12, 2015 9:57 am
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If the original secured creditor is still on the list then they will probably get a copy of the F&F. If your car finance is with a new lender altogether then it is unlikely they will get a copy. If this is the same company then they would have known about the IVA when they gave you the new deal anyway.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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