Our IVA finishes in October after paying for six years. We had an extra year to pay. Is there any way of getting a better mortgage deal when it does finish. We are with NRAM which took over Northern Rock. We currently pay £580 a month which really stretches us. We have'nt been able to get a better deal whilst being in the IVA.
Any help or advice would be really appreciated.
Regards
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Contact Ryan ..a forum mortgage expert ..his contact details can be found under the experts tab. Ryan will be able to give you specific advise on your circumstances and wil give you reassurance that there is mortgage hope after an iva.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Hi David,
Well done for getting through it.
This may well be something i can help with. There is a number of things you need to do first, If you can contact me at the website below i will send you information on what you need to do
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?