I HAVE COMPLETED IVA FULL AND FINAL SETTLEMENT PPI REFUND NOW PAID DIRECT TO IVA COMPANY WHO ADVISE THEY NO LONGER ARE ACTING FOR ME BUT REQUESTED MONIES PAID DIRECTLY TO THEM IP WROTE CONFIRMING THAT SHE IS NOT ACTING FOR ME AND I AM UNDER NO OBLIGATION TO PAY MONIES INTO IVA BUT FIRM WILL NOT REFUND MONIES OR SAY WHERE THEY WILL BE DISTRIBUTED ANY HELP OUT THERE PLEASE
Ppi is generally regarded as an asset of the iva even after an iva is completed.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
PPI was due to the IVA before the F&F and therefore is due to the IVA estate. You have been released from future obligations, not those in existence before your F&F.
PS -- please do not post in capitals. It is considered shouting on forum. Thanks
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
The monies will be divided, pro rata and less fees, to your creditors. If requested the firm should be able to give you a breakdown, if they won't, lodge a formal complaint which you can escalate to their regulators if you wish.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014