Please note the difference between chosen and licence revoked as the list does not state which are which.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
A lot of rationalisation and mergers taking place plus possibly individual IP's choosing a new direction of travel.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
I would hate to be someone new going into an IVA etc. post 2016.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
There are a couple of companies I would still go to --- but would be more likely to give BR a lot more attention.
Ultimately, more of those without a property or career to protect will also be looking that way and the creditors will lose out from that sector as the returns in BR are likely to be less. I have no idea, but I would hazard that the IP acting as OR will still get a good slice in the way of fees !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Given the reputational management processes that one company uses I would have to agree.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
We did not renew our licence because we are not regulated any more by the FCA. The IPA and the various accountancy bodies regulate us enough. However it now ridiculous. I have over 16 years insolvency experience, have worked for HMRC and been a financial adviser but I am not allowed to advise people on debt management because as an insolvency firm we do not offer DMPs.
We do have a sister firm which can advise on debt management and holds a consumer credit licence but I am only supposed to advise on insolvency matters. Any cowboy can offer DMP advice as long as they pay thousands for the licence to the FCA.
Its happening everywhere - go to a hospital about pains in your leg and they will try and get you to see someone just specialising in the ankle, knee or hip but sometimes you need someone who sees the whole picture.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
