hi
i am 2 years into an IVA, but have the oppitunity to buy my housing assocition house at a discount, it seems daft not to take up this oppitunity, if i somehow managed to borrow money ( a freind) pay off the IVA, would i then be able to get a morgage?
Not until your credit files are clear ( 6 years from the start of the mortgage). It is, in some circumstances, possible before then, but this will depends upon many things.
I would suggest a chat to a whole of market broker with experience in adverse credit, like Ryan and / or Shaun whose details can be found under the "Ask a Question" tab ( top left" and scrolling down to the experts details section.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014