What should I do now my IVA finishes in September ?

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Keith.m

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Post by Keith.m » Sun Jul 19, 2015 4:40 pm
What should I do now my IVA finishes in September ?
 
 

Foggy

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Post by Foggy » Sun Jul 19, 2015 4:49 pm
Well done --- nearly there ! Ask your IP if there is anything outstanding, confirmation of your last payment date and how long does he expect the completion certificate to take. Also have a look here to get a bead on the clean up process:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Lisa Thomas

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Post by Lisa Thomas » Mon Jul 20, 2015 11:27 am
Get ready to celebrate! Note your CC may not arrive immediately...
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

luluj

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Post by luluj » Mon Jul 20, 2015 9:31 pm
I would start to think about life out of an iva and how you can continue to manage your money effectively ... the budgeting skills will come in handy.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

lifenoteasy

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Post by lifenoteasy » Tue Jul 21, 2015 7:30 am
If a company can't or won't give the answers look for someone else.

It's potentially 7-8 years of your life once you factor in agreement process, equity and closure.

Your life will not be your own and post iva it will play a factor in what you can and cannot do.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

lifenoteasy

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Post by lifenoteasy » Tue Jul 21, 2015 3:20 pm
Apologies - the last post from me was posted against the wrong discussion.

Our plans are to take a step at a time, not rush into any long term commitments and generally enjoy the freedom that is coming.

The money that would have gone to the iva can be used to make life easier.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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