Will my IVA be taken into account when my husband applies for a mortgage ?

[Sonua]

Will my iva be taken into account when my husband applies for a Mortgage.? We used to have a joint mortgage but since we sold our house a couple of months ago our mortgage has been settled..but because of my low credit score my husband will have to apply on his own .. please can you advise .Thank you

[luluj]

if you are financially linked with bank accounts or other firms of credit it might have an impact. It might be worth your husband talking to one of the forum mortgage experts Ryan or Shaun ..both have experience of helping people with ivas etc.
There contact details can be found under ask the experts a question or a-z list of members

[Michael Peoples]

If he has sufficient income in his own right he may be fine but I agree with Luluj that it would be worth speaking to a professional on this.

[Lisa Thomas]

Bumping this up so hopefully Shaun or Ryan see it or you could just contact them direct.

[Ryan]

Hi,
You may be financially linked, but this does not mean all lenders will treat your finances as the same.
This is rather more complicated and needs to be dealt with correctly.
I would be happy to look in to it in more detail if you would like to get in touch.
My contact details can be found below in my signature.