What is the smoothest way to go about obtaining re-mortgage quotes ?

Get expert opinion. This is the place for new questions to be posted.
3 posts Page 1 of 1
Post Reply
 
 

Gary.m

User avatar
Posts: 1
Joined: Tue Jul 21, 2015 6:17 am
Post by Gary.m » Tue Jul 21, 2015 6:17 am
Quote
Hi coming up to the end of year 5. GT have instructed me to try & re-mortgage via 2 lenders. I am led to believe a re-mortgage will be refused, just asking for advice of the smoothest way to go about this i.e. lenders with the least fees & paperwork. Thank You
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Tue Jul 21, 2015 8:30 am
Quote
Many IP's take a sanguine view about this, know full well that a remortgage isn't going to happen. GT, however, probably want chapter and verse. Mention the IVA and you will not get as far as fees or paperwork, all you need is a written "forget it" note --- not easy to get!

Some have joy with online applications and a screen dump of the refusal to proceed screen.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:
Post by Michael Peoples » Tue Jul 21, 2015 9:20 am
Quote
Speak to your own lender who will almost certainly refuse as they already know about the IVA. That is one refusal and should be easy to get another.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
Top
Post Reply
3 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”