I entered into an IVA in July 2012 and repaid it in full in December 2014. I have saved £2k towards a newer car - my bank turned me down for a loan of £3k over 12 months. is there anyone that will lend to me?
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.