I'm in £11.500 loan debt. £1500 in credit card debt and £450 in overdraft debt I will be earning £12494 in my new job that I start in September. I don't know what to do
Agree with what Andy has said - there are a lot of options available to you.
Give Vincent Bond/Andy Davie a ring for some free advice.
Last edited by kallis3 on Sun Aug 02, 2015 5:58 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi, once September arrives and you start your job do you think you could maybe manage the debt? If so it may be worth entering a temporary arrangement with creditors until then as an IVA is fairly serious and can impact on you for a long time.
Talk to two or three experts out there for free specific advice to you. All the best and there will be a solution for you, just talk to several people to help you find it.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Taking time now to consider your options is important ... great advice from Andy and Lesley about speaking to more than one company .. there will be a solution for you.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
After tax you will be bringing home around £1000 per month and that should be your starting point.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
