It would be far better to wait until the IVA clears off of your credit files ( 6th anniversary of the start) and then to speak to a whole of market broker with experience of adverse credit, such as Ryan and / or Shaun, both of whom regularly post on here and can be found in the Experts section, under the "ask a Question" tab ( top left)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
