6 years are up November 2015. What mortgage options will be available ?

[Stuart.30]

Hi there, I bought out of my iva in 2013. In nov 2015 it will be 6 yrs sinse I started it. I have recently taken on a credit card to help push up my credit rating and I would like to know what mortgage options would be available? I live with my new wife and would like to put the mortgage in joint names but not sure how or when I would be eligible.

[Foggy]

After November you can think about it -- and it will of course depend upon deposits, salaries etc.

I would suggest you have a chat with Ryan and / or Shaun who are both whole of market brokers with experience in adverse credit applications.

Their details can be found under the "Ask a Question" tab ( top left) and then scrolling down the page to the Experts Details Section.

[kallis3]

Hi and welcome.

Firstly, check with all Credit Reference Agencies to make sure your record is clear, then have a word with either of our mortgage experts. Ryan or Shaun (details under the expert section on the side bar). They have given many a poster a helping hand.