hi we completed our iva last october we are now moving house and are struggling to get a mortgage as some of the things we paid are still default where can we get a mortgage from
Defaults should go back to the date of your IVA agreement so you need to write to those creditors.
You could contact Shaun Vickery or Ryan who both post on here and have been instrumental in getting mortgages for posters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
If your 6 year anniversary is October this year, it may be worth waiting until then. As Kallis says, contact Ryan or Shaun as theycan give advice on how to proceed once all credit files are clear.
The have a word with Ryan and / or Shaun, who are whole of market brokers with experience of adverse credit applications. Their details can be found under the "Ask a Question" tab ( top left) and scrolling down the page to the Experts Details Section.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
